Our Business Insurance will Protect Your Assets

What affects your business insurance rate?

that no two businesses are alike. Each business has its own unique needs based on its industry, location, growth plan, and more. As a business owner, it’s important to speak with an Insurance Concierge to discuss all your options when it comes to commercial insurance and the future protection of your business. Here are a few factors to discuss than can impact your business insurance rate:

Years in Operation
Gross Revenue
Payroll & Expenses
Location & Building Characteristics
Industry Type
Loss or Claims History

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Common Business Insurance Coverage Types

Commercial General Liability

Commercial general liability (CGL) provides basic insurance coverage to protect your business organization from liability claims including but not limited to: product malfunction, premises liability, advertising liability, personal injury liability, and damage to rented premise liability. Every business needs CGL.

Business Owners Policy

Business owners policy (BOP) combines commercial general liability coverage and business property coverage. BOP can safeguard you against theft, fire, inventory damage, and more.

Workers Compensation

Workers compensation provides wage replacements and medical benefits to employees injured on the job in exchange for relinquishment of the employee’s right to sue the company for negligence.

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